Further and related topics:
- Banking and Fintech Authority Regulatory Law
- Loans, Lending & Real Estate Finance Law
- Securities & Securitisation Law / Prospectus Review Services
- Loan Default, Restructuring, Crisis, Insolvency
- Credit default, Asset Realisation, Foreclosure & Receivership of Real Estate – Procedures
Our Consulting on banking law and loan law includes, among other things:
- Account management, account charges and questions of correct settlement (e.g. cases of bank employees misappropriating funds from customer or company accounts; cf. Handelsblatt of 15 July 2026; DER SPIEGEL of 6 June 2023; IT-Finanzmagazin of 22 November 2023; and the risk reports in Commerzbank AG’s annual reports for 2024 and 2025).
- Credit cards, credit card statements and surcharges for the use of credit cards in online business (in particular the settlement of cross-border rendered services).
- Impermissible custody fees (‘Verwahrentgelte’) and ‘penalty interest’ on credit balances held in savings and call-money accounts; cf. the judgments of the German Federal Court of Justice (BGH) of 4 February 2025 – XI ZR 61/23, XI ZR 65/23, XI ZR 161/23 and XI ZR 183/23.
- Advice on cross-border money flows; questions of anti-money laundering law & regulation; and the rights of private and institutional account holder.
- S. withholding tax and the rights of the private and corporate account holder; account terminations (e.g. FATCA – Foreign Account Tax Compliance Act)
- The Law of mortgages, guarantees, loan collateral mortgage-secured loans.
- Legal assistance in cases of arbitrary, ideologically motivated account terminations by a commercial bank, savings bank or cooperative banks in Germany.
- Cross-border disputes in payment transactions.
Thanks to a large range of practical experience, we offer not only advisory competence verified by specialist-lawyer on banking law and capital markets (Fachanwalt) qualification.
In complex cross-border matters – for example foreign real property, or company shareholdings within and outside the EU – clients benefit from the fact that active cross-border practice requires one thing above all: experience with authorities and courts in the EU with the the inscription as EU-Lawyer at the Paris Bar Association (Ordre des Avocats de Paris) and due to the cases herewith since 2017.
Above all the emphatic pursuit of our clients’ interests through tenacious legal defence and consistent litigation enhances our clients chance to obtain a favourable judgment and fully enforceable title.
